Make Your Dream Pool a Reality Today with Flexible Financing
At 21st Century Pools and Spas, we believe everyone deserves to enjoy the luxury and relaxation of their own backyard oasis. That's why we've partnered with LightStream to offer you an incredibly simple and powerful financing solution that puts you in complete control of your pool project from day one.
Why Choose LightStream Pool Financing?
Be a Cash Buyer with Complete Project Control Unlike traditional financing that requires progress photos and staged fund releases, LightStream deposits your entire loan amount directly into your account upfront. This means you can pay contractors on your schedule, negotiate better rates as a cash buyer, and maintain full control over your project timeline. No waiting for lender approvals between construction phases – just pure project freedom.
Lightning-Fast Funding Need to move quickly on your pool installation? LightStream can fund your loan as soon as the same day you apply. Complete your application by 2:30 PM Eastern on any banking business day, and you could have funds in your account before dinner. This speed means you won't lose your preferred installation slot or miss seasonal pricing opportunities.
No Hidden Fees, No Surprises Every LightStream pool loan comes with absolutely no fees – no origination fees, no application fees, and no prepayment penalties. What you see is what you get: a straightforward, fixed-rate loan with simple interest and fully predictable monthly payments. Pay off your loan early without penalty if your financial situation improves.
No Home Equity Required Traditional pool financing often requires you to use your home as collateral through a home equity loan or line of credit. LightStream's unsecured loans eliminate this risk entirely. Your home remains completely protected while you enjoy flexible financing from $5,000 to $100,000. No appraisals, no home equity requirements, no complications.
The LightStream Advantage
Virtually Paperless Process Apply from your smartphone, tablet, or computer in just minutes. The entire process is streamlined and digital, eliminating the paperwork headaches typically associated with major financing decisions. Check your rate first without affecting your credit score, then complete your application when you're ready.
Competitive Rates with AutoPay Savings LightStream offers some of the most competitive rates in the industry, especially when you opt for their AutoPay feature. With excellent credit, you could qualify for their lowest advertised rates, making your monthly payments surprisingly affordable. Rates are fixed for the life of your loan, so you'll never worry about payment increases.
Flexible Terms That Fit Your Budget Choose loan terms ranging from 24 to 240 months, allowing you to balance monthly payment size with total interest paid. Whether you prefer to pay off your pool quickly or spread payments over many years for maximum cash flow flexibility, LightStream accommodates your financial strategy.
Ready to Dive In?
Your dream pool doesn't have to remain a dream. With 21st Century Pools and Spas' expertise and LightStream's financing power, you can break ground on your backyard transformation immediately. Don't wait for next season – start enjoying your new pool this year with financing that works as hard as you do. Click the link below to apply online today.